Your income and RA details
SARS 2025/26 — RA limit: 27.5% of income or R350,000
R
💡 How RA deductions work SARS allows you to deduct RA contributions from your taxable income — up to 27.5% of your gross salary or R350,000 per year, whichever is lower. This reduces the income on which your tax is calculated, which means less PAYE every month.
Your RA tax saving
Monthly benefit and optimal contribution
Monthly PAYE without RAR 0
Monthly PAYE with RAR 0
Monthly PAYE savingR 0
Annual PAYE savingR 0
Effective cost of RAR 0
SARS subsidy (% of contribution)0%
Maximum deductible monthlyR 0
Annual RA limit (27.5% or R350k)R 0
Current utilisation of limit0%
RA contribution scenarios for your income
| Monthly RA | Annual RA | Tax saving /mo | Effective cost | SARS subsidy | % of limit used |
|---|